Minggu, 14 Oktober 2018

How to spot a good car lease

Leasing has been lauded as your cheapest ticket to keep up with the
industry’s hottest vehicles and trends. The jury, however, is still out
on leasing: with the industry long on hype and short on detail, it is
difficult to distinguish between a genuinely good deal and a downright
up-selling exercise.

So how do you spot a good deal?

First, you need to find out if there are any down payments on the lease. A
down payment refers to the lump sum amount that you pay upfront, either in
cash, non-cash credit or trading allowance, to reduce your monthly payment.
You should think twice before putting money down on a lease: not only are
you getting a rough deal, as you’re essentially forfeiting the general rule
of leasing:  not putting any cash upfront, but the money is not recoupable
at the end of your lease. There is another big disadvantage: in the event
of your car getting damaged or stolen, you insurance and the gap cost will
not cover the loss.

Mileage Limit

Most leasing companies allow you a limit of 45,000 free miles over the
length of a 3-year lease. This may seem like a good deal at first sight,
but when you consider it only comes to 15,000 miles over a 12 month period
it’s not difficult to foresee why it might be difficult to stay within this
limit. Even people working from home have little trouble putting 15,000
miles on their cars.
If you exceed the mileage limit, the penalty for each excess mile can be as
high as 20 cents. This can add up quickly over the length of your lease: an
additional 4,000 miles a year over the length of a 3-years lease contract,
will end up costing you an extra $2,400 in excess mileage charges!
Be realistic about your mileage needs, especially if you have to regularly
commute over long-distances, before you sign the contract. Consider padding
the miles that you expect to use since it is less expensive to contract for
the extra before you sign than it is to pay the extra charges at end of
your lease. 

Sales Tax

Sales tax is usually capitalized and added to the monthly payments.
However, some dealers choose not to include it in their calculations to
drive the advertised lease payments even lower. What they do instead is
state in the small print that the monthly payment excludes “sales tax”.
Make sure you carefully read the fine print for any extra, hidden costs not
included in the advertised monthly payment. Unscrupulous fees that
typically slip through the cracks include sales tax, registration and title
fees.

How to get out of a lease before your contract expires


When your lease is up, you can simply turn in the keys and lease another
car or buy a new one. But how about getting out before the lease ends?
Maybe you can’t afford the sky-high payments on that silky Jaguar JX V6
model anymore or you’ve just had a baby and you need a larger and more
spacious vehicle?
Unfortunately getting out of a lease is not as easy as getting in! A
leasing contract is difficult and expensive to terminate early. Simply
turning in the keys and walking away from a lease can result in stiff
penalties. You credit could be ruined and you could even get sued for
breach of contract.

It’s not all doom and gloom though. Actually, there is a number of
options available to you.
You can sell the car yourself and pay off the bank. This can be cost
effective if the market value of the car is close to the buy-out number.
Do not hesitate to exercise this option even at a loss if it happens to be
lower than the termination fee.
Your best option, though, is to transfer your lease for someone who would
“assume it” and take it off your hands. There is a whole set of potential
buyers looking for short-term leases without all the hassle and extra
costs. Check with family and friends or use the services of lease-
assumption websites, like swapalease.com, to list your car. Make sure you
check the credit worthiness of the new lessee and provide the car in good
condition.

Sabtu, 13 Oktober 2018

How to calculate your lease payment

Understanding how to calculate your monthly lease payment makes it easier
for you to make an informed decision. Yet, most of us shy away from the
“complicated” math on our lease contract, leaving it up to the dealer to
do the payment formula.

Actually, it’s not that difficult! Once you understand all the figures
involved in calculating your monthly payments, everything else falls into
place. These key figures are:

MSRP (short for Manufacturer’s Suggested Retail Price): This is the list
price of the vehicle or the window sticker price.
Money Factor: This determines the interest rate on your lease. Insist on
your dealer to disclose this rate before entering into a lease.
Lease Term: The number of months the dealer rents the vehicle.
Residual Value: The value of the vehicle at the end of the lease. Again,
you can get this figure from the dealer.

Now, let us calculate a sample lease payment based on a vehicle with an
MSRP (sticker price) value of $25,000 and a money factor of 0.0034 (this is
usually quoted as 3.4%). The scheduled-lease is over 3 years and the
estimated residual percentage is 55%.

The first step is to calculate the residual value of the car. You multiply
the MSRP by the residual percentage:

$20,000 X .55 = $11,000.

The car will be worth $13,750 at the end of the lease, so you'll be using:

$20,000 – $11,000 = $9,000

This amount of $9,000 will be used over a 36 month lease period giving us a
monthly payment of:

$9,000 / 36 = $250.

This is the first part of the monthly payment, called the monthly
depreciation charge.
The second part of the monthly payment, called the money factor payment,
factors the interest charge. It is calculated by adding the MSRP figure to
the residual value and multiplying this by the money factor:

($20,000 + $11,000) * 0.0034 = $105.4

Finally, we get the approximate monthly payment by adding the two figures
together:

$250 + $105.4 = $355.4

To recapitulate, the sample formula looks like this:

1- Monthly Depreciation Charge:

MSRP X Depreciation Percentage = Residual Value
MSRP – Residual Value = Depreciation over lease term
Depreciation over lease term / lease term (number of months in the lease) =
monthly depreciation charge

2- Monthly factor money charge

(MSRP + Residual value) X Money factor  = money factor payment

3- Sample Monthly Payment:

depreciation charge + money factor payment = monthly payment


Keep in mind that this is a simplified calculation that does not take into
account taxes, fees, rebates or any other incentives. The calculation gives
you a ballpark figure or a rough idea of what your lease payments for the
vehicle in question should be.

How to avoid extra costs at the end of your lease


$250 to dispose of your vehicle, $1000 for extra miles you put on the clock
and $200 to replace the light bulb and the worn tyres—lease agents
constantly nickel-and-dime consumers when their lease runs out. 
Here’s a rundown of what can trigger those fees, and some steps to take in
self-defense.
Disposition fee: leasing companies charge you if you choose not to buy the
vehicle at the end of your lease. This fee is set as compensation for the
expenses of selling, or otherwise disposing of the vehicle. It typically
includes administrative charges; the dealer’s cost to prepare the car for
resale and any other penalties. Make sure this fee is stated clearly in the
 contract and is agreeable by you before signing on the dotted line. At
lease-end, you are left in no position to negotiate as the dealer can apply
your refundable security deposit towards this fee.

Excess mileage charges: Almost all leasing companies will charge a premium
for each mile over the agreed upon mileage stated in your contract. This
penalty can be as high as 25 cents per mile and can add up quickly. To
avoid the risk of running thousands of dollars in excess mileage penalties
at the end of your lease, always check the “per mile” charges in your
contract and be realistic about your mileage before you sign any contract.
If you think the limit is unrealistic given your commutation needs, then
negotiate with the dealer to get a higher mileage or contract for
additional miles.

Excess tear-and-wear charges: Another potential cost at the end of the
lease is any incidental damage done to the car during the lease. This is
deemed any excessive damage done to the normal tear and wear of the vehicle.
Notice the use of the terms “deemed”, “excessive” and “normal”. There is no
standard formula to define what’s “excessive” and “normal” and it’s up to
the leasing company to assess – or deem – the damage and determine what
they are going to charge. This leaves you at the mercy of unscrupulous
leasing agents who set stringent tear-and-wear standards. Make sure you
read the description of these standards, understand them and agree to them.
If your leased vehicle is damaged prior to the end of the lease, you may
find it cheaper to repair the damage yourself than pay the excessive charges
of the leasing agent. In the event of a dispute over the charges at the end
of your lease, get an independent third party to do a professional appraisal
detailing the amount required to repair any damaged parts or the amount by
which tear-and-wear reduces the value of the vehicle. 

Jumat, 12 Oktober 2018

Go green and save on your lease

Hybrid vehicles’ popularity has sharply grown from a couple of thousands
in early 2000 to close to 300, 000 by the end of 2005. The trend is
rapidly catching with the auto-leasing industry with generous tax credits
and incentives on offer if you go green.

Beginning in 2006, businesses and taxpayers who lease, or purchase, an
environmentally-friendly and fuel-efficient vehicle will be eligible to
claim federal income tax credits worth thousands of dollars. Individual
states also offer generous incentives, including hybrid state tax credits,
new High-Occupancy Vehicle (HOV) lanes access and discounted thruway tolls
for alternative-fuelled vehicles.
And that’s not all you can save from going green! You can now save on your
parking fees at a number of universities and some auto-insurance companies
are offering insurance discounts for hybrid-vehicle owners nationwide.

If you want to take advantage of these incentives and contribute to energy
conservation then visit HybridCenter.org and complete a personal profile
about your driving needs and habits. You will get in-depth advice on hybrid
models that would make economic sense to you and local, state and federal
incentives available where you live.

Fees involved in leasing

Mention auto-leasing and most people will automatically assume a low-
monthly payment. There is actually more than what meets the eye, and a
number of fees are involved at various stages of the lease process.

At the beginning of the lease, you have to pay a refundable security
deposit, typically equivalent to one monthly payment, to safeguard against
non-payment and any incidental damage done to the car at the end of the
lease. You are also required to pay an administrative charge, called
acquisition fee. Other fees include licenses, registration, title and any
state or local taxes.

During your lease, and you expected to honour your monthly payment
obligations. Any failure to do so will result in late-payment charges.
You have to pay any traffic tickets, emission and safety inspections and
ongoing maintenance costs.  Ending your lease early will result in
substantial early termination charges.

At the end of the lease, expect to pay any excess mileage costs, charged
at 10 to 20 p a mile. Any incidental damage done to the car, and deemed to
be above normal, will result in excess tear-and-wear charges. Finally, if
you choose not to purchase the vehicle, then you have to pay a disposition
fee.

Dealer Leasing Tricks

Too often when it comes to auto-leasing, people get so dazzled by the
myriad terms and the jargon thrown their way that they end-up paying
through the nose, relying on a dealer’s “help” than their own informed
decision.

Here is a look at some of the tricks dealers use to pad their profits and
leave the customers shelling hundreds of dollars more than the deal should
be worth.

Trick 1: Leasing always a better deal than buying

Dealers use the lure of lower-monthly payments to entice customers to sign
for long-term loans, with terms stretching for five years or more, making
the payments even lower. There are two catches with such lengthy contracts:
higher mileage, exceeding the prescribed limit, and hefty repair costs.
With
 leases charging on average 10 to 20 cents a mile for any extra mile over
the agreed amount in the contract, and warranties only covering three
years,   you leave yourself wide open for hefty charges for excessive
mileage and wear and tear. 

Trick 2: Cheap 2-3% APR rate on your lease

The dealer is not quoting the interest rate you would be paying on your
lease; he’s rather giving you the lease money factor. Whilst similar to an
interest rate and important in determining your monthly payment, a more
accurate rate is calculated by multiplying the money factor by 24. For
example a “cheap” 3% money factor is 24 X 0.003 = 7.2%. This gives you a
better sense of what your annual interest rate on your lease contract is.

Trick 3: Stress-free early lease termination

Dealers know consumer driving needs change and they would like to have the
option of getting out of a lease commitment sometime down the road, before
their lease ends. Truth of the matter is, when you sign for a lease, you
are effectively saddled with monthly payments for the remainder of the
lease term and there is little-choice of getting out early. Lease contracts
 carry hefty financial penalties for either defaulting on monthly payments
or terminating the lease earlier than the scheduled term.

To avoid being on the receiving end of such tried-and-true tricks, educate
 yourself about leasing. Get down to the nitty-gritty and understand what
the leasing terms used by dealers mean. Crunch the numbers along with him
and understand how they arrived at the monthly payment figure. Don’t sign
anything until you’ve understood all the terms and your numbers much those
of the dealer. Do not let the dealer pressure you into signing; you are the
one to determine whether the agreement is right for you.

Buy or Lease?

It’s the classic dilemma that faces every auto-consumer out there: Pay
cash upfront or forego the ownership and pay monthly settlements instead?
Buy or lease for a new set of wheels?

As is the case with every other common dilemma, there is no slam-dunk
answer. Each option has its own benefits and drawbacks, and it all depends
on a set of financial and personal considerations.

First, your finances. Affordability is clearly key, and you need to ask the
question of how stable is your job and how healthy is your general
financial situation. The short-term monthly-cost of leasing is
significantly lower than the monthly payments when buying: you only pay for
“the portion” of the vehicle’s cost that you use up during the time you 
drive it.
If you have a lot of cash upfront, then you can opt to pay the down
payment, sales taxes - in cash or rolled into a loan - and the interest
rate determined by your loan company. Buying effectively gives you
ownership of the car and that feeling of “free driving” that goes on
providing transportation.
If, say, you want to get into luxury models but can’t afford the upfront
cash of purchasing the vehicle than you’re a good candidate for leasing.
Unlike buying, it gives you the option of not having to fork out the down
payment upfront, leaving you to pay a lower money factor that is generally
similar to the interest rate on a financing loan. However, these benefits
have a price: terminating a lease early or defaulting on your monthly lease
payments will result in stiff financial penalties and can ruin your credit.
You need to make sure you carve out the monthly lease payment in your
budget for the foreseeable future, at least for the duration of the lease.   

Besides the financial aspect, making a buy or lease decision depends on
your own particular lifestyle choices and preferences. Think about what the
car means to you: are you the sort of person to bond with the car or would
you rather have the excitement of something new?  If you want to drive a
car for more than fives years, negotiate carefully and buy the car you
like. If, on the other hand, you don’t like the idea of ownership and
prefer to drive a new car every two to three years then you should lease.
Next, factor your transportation needs: How many miles do you drive a year?
How properly do you maintain your cars? If you answer is: “I drive 40,000
miles a year and I don’t really care much about my cars as I don’t mind
dealing with repair bills”, then you’re probably better off buying. Leasing
is based on the assumption of limited-mileage, usually no more than 12,000
to 15,000 miles a year, and wear-and-tear considerations. Unless you can
keep within the prescribed mileage limits and keep the car in a good
condition at the end of your lease, you might incur hefty end-of-lease
costs. 

Buy a car at the end of your lease

You’ve come to the end of your lease and you like you car enough you want
to keep it in the driveway. Just like buying a used car, there is some
research to be done to nail a good deal.

First, you need to know the cost of buying out your lease. Read the fine
print of your contract and look for the “purchase option price”. This
price is set by the leasing company and usually comprises the residual
value of the car at the end of the lease plus a purchase-option fee
ranging from $300 to $500. When you signed on the dotted line, your
monthly payments were calculated as the difference between the vehicle’s
sticker price and its estimated value at the end of the lease, plus a
monthly financing fee. This estimated price of the car value at the end
of the lease is what is termed in leasing jargon “residual value”. It is
the expected depreciation – or loss in value – of the vehicle over the
scheduled-lease period.  For example, a car with a sticker price of
$40,000 and a 50% residual percentage will have an estimated $20,000
value at lease end.

Now that you know the cost of buying out your lease, you need to determine
the actual value, also termed “market value”, of your vehicle.  So, how
much does your car retail for in the market? To pin down a good, solid
estimate you need to do some pricing research. Check the price of the
vehicle, with similar mileage and condition, with different dealers. Use
online pricing websites, such as Cars.com, Edmunds.com and Kelly Blue Book
for detailed pricing information. Gleaning pricing information from various
sources should give you a fair estimate of your vehicle’s retail value.

All you have to do now is compare the two amounts. If the residual value is
lower than the actual retail value, than you’re into a winner.
Unfortunately, there is a good chance a car coming off a lease is a little
on the high side.
Don’t despair though. Leasing companies know as much that residual values
on their vehicles are greater than their market value and as such are
always on the look out for offers. You can knock down on the price of your
leased vehicle with some smooth negotiating tactics. Put forward a price
that is below your actual target and negotiate hard until you wind up near
that figure.

Kamis, 11 Oktober 2018

Benefits of leasing

Despite aggressive low-interest financing, cash-back offers and other
purchasing incentives offered by leading auto-makers to buyers, leasing
numbers keep increasing steadily over the years. Leasing is not only an
attractive financial proposition to most auto-consumers, but also a
lifestyle and preference choice.

Benefit Number 1: Keeping up with the latest trends

Leasing is sometimes more of a personal and lifestyle choice than a
financial one. Many people are not comfortable with the idea of owning a
vehicle over a long period of time. They’d rather keep up with the latest
trends of the industry and drive the latest models every two to three
years.

Leasing a car gives you the convenience of having the latest technology
and safety innovation, such as an electronic stability system, DVD
entertainment systems and advanced stereo equipment. If you are willing to
forego ownership for the latest set of wheels, than leasing is your best
option.

Benefit Number 2: Purchasing Flexibility

Leasing also offers purchasing flexibility: it allows you to defer the
purchasing decision while using the car. You don’t have to haggle with your
mechanic over repair expenses, deal with hefty maintenance bills or worry
about a depreciating asset. Provided you can keep the vehicle in good
condition and stay within the contracted mileage allowance, you’re
effectively getting a test drive for the length of your lease.
At the end of your lease, you can purchase the vehicle or simply turn in
the keys and walk away. No questions asked. 

Benefit Number 3: Cash Flow

Leasing offers many short-term benefits. It reduces your initial cash
outlay as you do not have to pay the large down payment required for car
ownership. You only pay for the depreciation on the car - only the part you
will use during your lease, not the entire vehicle. This results in lower
monthly payments and frees even more cash. This cash can be put to use more
intelligently elsewhere than the questionable investment of owning a
depreciating asset. If you are self-employed or use your car for your job,
then you can write off your leasing payment as a business expense.

Benefit Number 4: Negotiating Leverage

Although it may seem a little unorthodox in this industry, almost
everything about leasing is negotiable. If you know all the fees involved,
you can lower your monthly payments, negotiate the purchase price of the
vehicle at the end of the lease and contract additional miles on top of
your mileage limit. You can also do some shopping around and compare deals
from different auto-insurers to get the cheapest GAP insurance for your
lease.

Auto Leasing Scams

Car-leasing has been lauded as a more attractive alternative to buying,
offering in the process the flexibility to drive a new car for less. The
reality, however, is that leasing is an option that is fraught with many
pitfalls for the average customer. Leasing regulation does not require as
much disclosure as buying a vehicle. This has given rise to many leasing
scams that trick the customer into believing they are into a good deal
when, in effect, all he is getting is a rough deal on the dealer’s terms.

Here we look at some of these common scams and how to avoid them

Artificially low interest rates:

Some dealers quote a lower interest rate when in reality it’s much
higher. They do this by either purposefully quoting the money factor as
the interest rate or calculating the loan without amortizing some closing
fees, like the security deposit, into the loan lease. Take the money
factor for example: this is typically expressed as a four decimal digit,
something like 0.004. Some dealers quote this as a 4% interest rate when
in fact you need to multiply it by 24 to get a rough idea of the interest
rate on your loan. In this example, the interest rate is a much higher 9.6%
than the “quoted” rate of 4%.
Make sure you crunch the numbers and understand the formula they use to
calculate their interest rate. Look out for any fees not factored into the
calculation. If you are not satisfied, do not enter into the lease
agreement.

Terminate your lease early for a low penalty

This is an all-time leasing scam. You ask your dealer how much you will pay
if you want to terminate your lease and he tells you: “You want to get out
early? Sure thing, you only pay an early termination fee of $300”.  What he
is quoting is only the small administrative penalty of early termination,
there is a much stiffer penalty called early termination fee and this runs
into thousands of dollars.
Do not confuse the early termination administrative penalty with the
termination fee. Read the small print carefully and know exactly how much
you will get charged should you terminate your lease before its scheduled
end. 

Pay for an extended warranty you don’t need

This is another shell game to inflate the dealer’s profit at your expense.
The dealer slides an extended-warranty into the deal whilst it’s already
factored into the monthly payments, or he tricks you into buying a 36-month
warranty on a 24-month lease. 
You do not have to pay extra money for a warranty already built into your
payments or for one that goes well beyond your lease term.
They might slip an extended warranty in. Don’t be fooled, the warranty is
already factored in.

No security deposit

Any dealer who advertises a $0 security deposit is not telling you the
whole story. A security deposit is always factored in the lease under the
provision for disposition fees. 

Auto Insurance and Leasing

When leasing a car, it’s easier to stick with the same company for your
auto insurance. What you don’t know, however, is that you may end up
paying too much for your coverage and it’s better to look elsewhere for
lower rates.

When you lease, the vehicle that you will drive belongs to the leasing
company. They want to make sure that their investment is covered in the
event the vehicle gets damaged, totalled or stolen. They typically want
to get covered for the difference between what your auto-insurer pays and
your outstanding leasing obligations at the time of the accident or
damage. This is called GAP, short for Guaranteed Auto Protection, and is
usually included in the leasing contract.
If your leasing company is called BMW Financial Services, Chrysler
Financial or any other finance division of an automaker, then chances are
your GAP insurance will be offered by the same lease company.   

You are under no obligation to accept GAP insurance included as part of
your lease agreement. Why pay an insurance premium if you could get the
same coverage for a lower price?
Invest some time shopping by comparing quotes from other insurance
companies, including your existing one. Ask for discounts that you already
qualify for and adjust your coverage accordingly.

Selasa, 09 Oktober 2018

Why Install an Auto Navigation System?



Auto navigation systems are wonderful tools to have when you need them and face it, we have all been utterly and completely lost at some point in time or another during our driving histories. Of course, some of us get lost far more often than others. I will be the first to admit that I'm one of those who are continuously lost. More than I hate the feeling of being lost, I really hate stopping to ask for directions, which nine times out of ten only result in my becoming more lost than I was to begin with.

The truth of the matter is that in today's society, being lost is more than a waste of time or a simple inconvenience; it is actually quite dangerous in many places. I know when traveling it is very easy to take a wrong turn and end up in the wrong part of town. Even for those with decent map reading and navigation skills, simple detours can still lead you astray as maps don't usually come with a 'this is the bad part of town' sort of disclaimer.

The fact that being lost can be a frightening situation is intensified in situations when women are either driving alone or with their children. Not only is there the uncertainty as to where you are or how you will get back on track, but there is also fear of anything going wrong because you do not know the area and there are no familiar landmarks. These situations and that sort of peace of mind are the very reason that auto navigation devices are a great idea for anyone who travels-period.

These devices aren't useful only to those who travel frequently but to anyone who uses a car on a regular basis. We all find ourselves at some point in time needing to take detours for road construction, traffic jams, chemical spills, parades, and countless other details. The paths that are little out of the way of our ordinary paths, often rob us of familiar landmarks and it is very easy to become completely and utterly disoriented which could result in us going in completely the opposite direction of where we intend to travel. If we have some sort of mapping system onboard that can help us find our way, we will find that we arrive much more quickly and with far less stress than trying to find our way, read maps, or asking strangers for directions, which in and of itself is taking a risk.

I know that there are a lot of people who find that personal navigation devices are quite useful as well. I seriously recommend having an auto navigation device installed in your vehicle for many reasons. First of all, you won't have to worry about the battery failing at just the right moment. I know my cell phone battery always seems to die when I actually need my cell phone. The same holds true for flashlight batteries and weather band radio batteries too. It only makes sense that this would be the case when it would come to navigation devices as well. Having one installed in your vehicle means that as long as your vehicle has power, so does your navigation device.

Another reason I recommend installation is this: how many times have you walked out of your house without your cell phone, purse, keys, drivers license, or any other document or piece of equipment you need? I do it all the time and often find that I'm halfway to my destination before I remember that I left what I needed. Finding yourself lost is the absolute worst time to realize that you left your navigation assistance device at home and is generally the one time you need it. Having it installed in the car means you never have to take it out and as a result will never have forgotten to bring it with you. As you can see there are many excellent reasons to have an auto navigation system installed in your vehicle. I hope that you will find it provides you the same safety and peace of mind it affords me.      


Things you won't be told about Auto Navigation Systems


Auto navigation systems have come such a long way since their inception. It's hard for many to see the product that exists now and realize exactly how far these devices have come since their origins in the U. S. Armed Forces. The thing to keep in mind and remember is that they still have a long way to go. These devices are far from infallible and still have some serious faults that prohibit us from canning the compass and maps all together.

One thing to keep in mind is that there are almost always problems of some sort with electronic equipment. This is especially true when it comes to equipment that is run by software. If anyone doubts the validity of this statement, check out a computer that is run by Windows? We often find ourselves at the mercy of the limitations of the software we are using. The same holds true when it comes to software driven auto navigation systems and GPS devices. This fact alone makes them a little unreliable. For those times when reliability isn't at its best keep in mind that for the most part the system works well. It's just difficult when the times you need it to work well are the times when it is malfunctioning. The good news is that the units themselves are often quite resilient and even able to withstand the manhandling a typical rough and tumble two year old can dish out.

It is also important to keep in mind that GPS technology isn't meant to replace the use of maps or of common sense when driving. You can only store so much information on a GPS device and roads are constantly being built, changes, constructed, improved, and moved. For that reason alone it is nearly impossible to guarantee that any device will have 100% accurate information at all times. You should however, choose a device or auto navigation systems that allows frequent and simple upgrades to the maps provided. Updating regularly and immediately prior to any large trips will go a long way towards saving some serious hair pulling while you travel.

Another thing to keep in mind with your auto navigation device is that it isn't all that reliable whenever you don't have a clear view of the sky. For that reason there may be times when you aren't able to get a clear signal. Tunnels are a great example of one of those times. It's not just about one signal, the device must be able to lock onto three satellites at the very least in order to be 'seen'. A fourth satellite is usually required for verification of the data. This means that in some situations where you have a clear view of the sky, you may not be in a position where all four satellites have a clear view of you and more importantly your device.

GPS and auto navigation systems are still a far cry better than trying to read dusty old maps for most of us. Despite that, it is always a good idea to go into a buying situation with all the facts in hand rather than thinking you've discovered the next best thing to sliced bread only to find out that the crust is a little hard and crumbly at times. This technology is wonderful and affords many benefits to those who are willing and able to make use of it. It will never sacrifice common sense or map reading skills however and that is important to understand.

The Privacy of Auto Navigation Systems


There is a great amount of concern about the privacy aspect of GPS and auto navigation systems and devices. Many people are strict guardians of their privacy as it has become so sacred and so easily invaded. I for one, certainly understand that desire to maintain one's privacy and do not endorse on any level using these types of devices in order to invade the privacy of total strangers or bending the law and legal protections we have in place in order to protect people from actions such as this.

On the other hand, it is great to know that if I make a 911 call from my GPS enabled cell phone, I can be found even if I have no clue as to where I am actually located. The same holds true for On Star. You can be located by the GPS information that the company has access to. The really good news is that you are not completely sacrificing your privacy or your right to that privacy for the sake of security. There are very strict laws in place to protect your privacy from invasive eyes, even during a legal preceding and there is also case law and precedence to support the understanding that your GPS coordinates cannot be given out even if there is credible evidence or reasonable suspicion.

Privacy is so important in America that it has been guaranteed to our citizens. In this day and age of big brother and with the fear of the horrible things that could happen being sensationalized in Hollywood, the idea of privacy isn't as foreign of a concept as we thought it was.

The idea of privacy and invading privacy is another reason that many parents are more than a little hesitant about utilizing the GPS tracking capabilities of their children's cell phones. While we struggle with the notion of invading the privacy of our children we also know without a doubt that we want to protect our children from potential harm with every fiber of our beings. That protection includes protecting them from themselves on occasion no matter how distasteful that process may be.

Knowing where our children are at all times is one of many ways that we can help protect them from the evils of the world while also being available at a moments notice. The flip side of course is that our children can find us whenever they need us also so we are essentially sacrificing some degree of our privacy in order to be available to our children at all times and to know where they are. Be sure to remind your teen or preteen of this whenever they grumble that you are checking up on them.

The price to pay for these services is marginal when compared to the wonderful benefits they offer families with children, teens, or even elderly who may need to be monitored for whatever reason. Protecting our loved ones is one of the many benefits of auto navigation systems and GPS technology that can't be measured with a price tag or a certain weight in gold.  Whether you decide to make use of this technology for you and your family you should rest assured in the knowledge that you aren't exposing your day-to-day travels to any passerby. Your privacy is still safe from strangers, while your family may be a different subject all together.


The Obvious Benefit of Auto Navigation Systems


If you've been in the market for a car, truck, or SUV recently, then I'm sure you've seen the vast number of vehicles sporting shiny new auto navigation systems as part of this or that package upgrade. These systems are delightfully handy when you find yourself stuck in traffic that is moving slower than the snail that just passed by or that roads are closing due to nasty weather or traffic pile ups. The truth of the matter is that they can come in equally handy when faced with every day driving if you allow them to be.

Many people unfortunately purchase these systems because they seem like a good idea at the time and then never really get their money's worth. Very few investments in technology are worthy if you aren't going to at least get your money's worth. Auto navigation systems are great when you find yourself lost in the woods so to speak, but they can help you find alternate routes when traffic is busy on your traditional drive to the grocery store. They can help you avoid roads that have been closed for maintenance, or even find a quick way around work that is being performed along your route. These devices can also help you find shorter routes to events and such than you may have been aware existed before and they aren't commanding nearly the price they brought in a mere two years ago. In other words, this convenience is becoming much more affordable.

One thing you must keep in mind when considering a new car or a new auto navigation system for an existing car is how much you think you will actually use your system. Even if you save it for emergency use alone, it is quite possible that in an emergency this nifty device will be worth ten times what you originally paid for it because it could save jobs, time, or even lives (particularly if you are lost and searching for a hospital). For me, it is hard to put a price tag on the comfort that owning a device such as this would bring but it is definitely worth the $500-$1,000 that is currently being charged. Keep in mind that when these systems first hit the market $1,000 was on the ultra low end.

If you never use this system and only get it because it looks cool, then you definitely are not getting your money's worth. Technology is only good when it's useful to someone. Sitting there unused it is assisting no one and is essentially a waste of money. On the other end of the spectrum however, you have people like me. By 'like me' I mean those of us who could get helplessly lost and flustered finding our way out of the driveway on dark and moonless nights. I use my auto navigation system like an extra pair of eyes. My system is not the top of the line system that advertises an uncanny ability to help you parallel park your car, but it is nice enough to help me figure out where I am and how to get where I'm going from there. For me, that is exactly enough to be worth every penny.

Beyond that, my navigation system doesn't require tricky folds or my pulling off onto the shoulder in order to read. It talks to me (without losing it's temper) and tells me where to go, I love that about my system. I don't know about the rest of you, but map reading is not something I've ever been gifted at. That fact may have a little to do with the fact that it was not something I was ever terribly interested in. Couple that with my poor attention to landmarks and I was a driving disaster. Literally, I got lost at least once, if not twice a week before making the move into the modern world of navigation. I have absolutely no regrets and while I can't promise that you will love your auto navigation system as much as I love mine (all systems are not created equal), I can pretty much bet that your driving, particularly on long road trips, will go much more smoothly than without one.


Save Money by Buying the Right Auto Navigation System for Your Needs



With so many GPS (global positioning satellite) devices and auto navigation systems on the market today how on earth is someone supposed to choose the system that will be best for you? The answer to that question isn't as difficult as you might think. It all lies in deciding what you will be using your GPS device to accomplish. You need to know where you will be using your device in order to use it properly. By this I mean will you be using your GPS system for driving, biking, hiking, boating, or 'off-roading'?

Occasionally you will find that your goals and desires of your auto navigation system or GPS will require use in more than one of these instances, the good news is there's a device for that too! Seriously, there is a device that is suitable for almost every possible need and use. If you plan to use your auto navigation system exclusively for driving your automobile, you should probably choose a system such as one of the following: Magellan RoadMate 2200T Portable Navigation System, Garmin StreetPilot c530 Automotive GPS, Tom Tom One, Tom Tom GO 910 Automotive GPS System, or Navman iCN 750 Vehicle Navigation with Camera. These systems each offer something unique to consumers while also delivering some of the same popular features that consumer's love. Some of those features include turn-by-turn directions, landmark identification, important stops and destinations along your route, and popular restaurants along the way.

If you want something that is a little more versatile than your typical stand-alone navigation system or GPS then you might want to check out the many options afforded by the handheld GPS systems on the market today. Many of these will require an upgrade of some sort in order to be useful for turn-by-turn destination information but are excellent for those taking the fun off the beaten path and off road. For those who love adventure in the great outdoors the following handheld GPS systems offer an excellent choice for keeping you on track and in the know: Garmin eTrex Vista Cx Color Handheld GPS Unit, Magellan eXplorist 600, and Lowrance iFinder Hunt Color.

For those who currently own a laptop or PDA software and hardware add ons can turn your device into a GPS system. These offer a more affordable option to the stand-alone navigation system and are an attractive incentive to many potential consumers. You will also find the widest variety of features within this particular category. Most of these devices offer the hardware as well as the necessary mapping software as part of the package. This allows them to have relative portability while also offering the full features of the stand-alone navigation systems. Some of the laptop or Palm systems that you may wish to consider are the following: Garmin CF Que 1620 Compact Flash GPS, Tom Tom Navigator 6 Bluetooth, DeLorme Earthmate Blue Logger, and the Garmin Mobile 20 Smartphone GPS System.

These are by no means all inclusive of the many wonderful and exciting products that are available in today's market for those interested in purchasing an auto navigation system. You should also keep in mind that new technologies emerge on a daily basis. With that in mind, prices on existing technologies are steadily decreasing, as prices on new items are often still quite high. It is very possible to get a great deal by shopping last year's top of the line navigation toy and skipping the high-end navigation gadgets of the current year.

Another way to save money on navigational aids and devices is not to shop among the top of the line devices. Instead of shopping for those that are priced highest, elect devices within the middle of the price range. These devices generally offer the same excellent quality as the more expensive devices without the over inflated price tags. You should also remember not to pay extra for features that you won't be using. Having an extra feature or two shouldn't be a selling point if you won't be using those features.


Pros and Cons of Auto Navigation Systems and GPS Devices



Auto navigation systems and GPS devices are everywhere you turn in this day and age. You can find them in your car, boat, plane, even in your purse (if you have a PDA or cell phone with GPS capabilities combined with the right software and/or subscriptions). If that isn't enough for you, you also have the option and capability of turning your laptop computer into a GPS device if that is your desire. The thing that most people forget to check out or ask about when looking at all the nifty features of unit A over unit B is how easy is the unit you are considering to use?

Handheld GPS and auto navigation systems offer sensible solutions to common travel related problems. They will not have all the answers all the time but are a great help most of the time. There are many styles and types of GPS and auto navigation systems that are available in today's market. Some people may not fully understand all of the neat tricks you can do with your GPS system. Here are a few things you may not have realized you can do with your GPS device.

1) You can always find the spot where you parked your car by marking it. Talk about a treasure hunt where "X" marks the spot!
2) You can track your route while hiking, biking, or horseback riding so that you can retrace your steps in order to find your way back where you started.
3) Some GPS devices can even allow you to 'go it alone' by offering the option of a digital compass rather than telling you step by step where to go (if this interests you, check the package details to see if this is available on the unit you are considering).

Keep in mind however that GPS and auto navigation systems aren't fail safe. There are a few problems that the brochures, boxes, and salesmen might neglect to mention.

1) You still need to carry around an Atlas or road maps for backups as there are occasions when the data for GPS units may not be current or accurate. Remember that roads are built, close, and in need of repair and maintenance all the time. It's nearly impossible to have one that is always correct up the minute.

2) These devices do not typically work well inside buildings or under dense forest cover.

3) Batteries, batteries, batteries. These are worse than digital cameras when it comes to burning through batteries. This is one reason that people tend to leave them charging at all times if you're leaving your car with your unit be sure you have extra batteries for backup as it is quite likely that you will need them at the worst possible moment.

4) GPS units do not recognize the existence of mountains, rivers, and other obstructions in your path so the directions and coordinates they give can occasionally be misleading.

There are many pros and cons when it comes to not only auto navigation devices but also for handheld GPS devices as well. Be sure that you try out the model you are considering before you buy it if at all possible. This will make your decision much easier and allow you to see whether or not you will be able to easily use and understand the auto navigation system you choose.

Popular Auto Navigation Systems



While technology is constantly evolving it is fairly safe to say that there are some toys that are better suited to remain at the top of the heap than others. The story really is no different when it comes to auto navigation systems. These systems each have different bells and whistles and while there is no one system that is perfect for everyone, there are a few systems that are consistent best sellers.

It is important that you as a consumer know what is available in navigational tools before leaping and buying the first thing you see. There are many neat buttons and features that can really turn a girls (or guys for that matter) head if she isn't sure of what she will actually need and use in her (or his) travels. Knowing what you need, what you would like, and what you are fairly certain you can live without will help you get the best possible bargain for your auto navigation system dollar.

Best Selling Models

1) Tom Tom ONE Navigation System. This system is currently the smallest of the portable auto navigation systems that technology is constantly changing so this could be a short-lived accomplishment. Don't let the size fool you however. Tom Tom may be small in size but it is big on features. The atlas is preloaded so you do not need to add any software in order for it to be up and running. Additionally you can subscribe to the plus features if you have a Bluetooth enabled phone, these features will provide accurate and up to the minute weather and traffic data while you travel. Tom Tom offers four different routing options and different views of the map displayed onscreen. Tom Tom One offers turn-by-turn directions and will quickly get you back on track if you miss your turn. The Tom Tom commercials aren't a terrible exaggeration of the great features this little device has to offer.

2) Garmin Nuvi 660 Automotive GPS. This auto navigation system is one of, if not the most advanced on the market today. Again, technology evolves so quickly that there is no guarantee this information won't be obsolete tomorrow. However, for the time being this is the system that has all the bells and whistles that should set your eyes aglow and get your fingers itching to 'play' with it for a while. Of course, being the most advanced generally brings the largest price tag. There really is no difference in this case and only you can decide if the features available are really worthy of the additional fee. In addition the typical navigation features Nuvi is Bluetooth enabled and has extra features for those who wish to subscribe.

3) Magellan RoadMate 2200T Portable Navigation System. This system is another that is wildly popular at the moment. Some of the popularity of this particular system is the direct result of its versatility. This unit is small enough to be used in settings other than the automobile. You will need to purchase an upgrade in order to use it for driving directions but all indications point to this unit being well worth the price, including that of the upgrade. This nifty device also has other functions such as an MP3 player and photo viewer. And is well suited for use away from the automobile for up to 8 hours. You can also subscribe to a service that provides reliable traffic updates including information about traffic snarls as well as road construction. You can also use RoadMate to point out points of interest, restaurants, and fuel stops along your route.

Each of the models mentioned above has some feature that sets it apart from the others and some features that are very much like the others. You will find a wide range of prices as well as features in all units that you choose to check out. These are some of the best selling auto navigation systems on the market at the moment and are a good place to start your search for your perfect system.

How Do Auto Navigation Systems Work?



Have you ever given serious thought to the incredible benefits that having an auto navigation system will bring to your life and your travels? The truth of the matter is that the more sophisticated systems on the market today provide much more than simple directions from point A to point B. Today's auto navigation systems are your one stop travel shop when it comes to finding points of interest, restaurants, fueling stops, and places to sleep along the way.

If you've never given it much thought, perhaps learning a little more about how an auto navigation system really works will give you something to think about when you get around to considering the impact that a device such as this can make in your life and the lives of your family members. The thing to remember is that not all GPS or auto navigation systems are equal. There are different manners of creation along with different manners of functionality and design. However, they all work on very similar principles.

GPS systems use satellites that orbit the earth in order to send signals that are received by the GPS device. The system has software that interprets the signal and uses that data in order to form conclusions about the current location based on the time it took to receive the signal from the satellite, and the exact location of the satellite that sent the data. By combining that information a conclusion can be drawn by the GPS or auto navigation system as to the exact position of the GPS device. Three satellites are used in order to determine the point of intersection and a fourth satellite insures the accuracy of the data.

Auto navigation systems are more sophisticated and much more functional than the original military GPS devices that were used. You can not only get directions to guide you on your trip, to make up for detours, and get you back on track after wrong turns, but you can also get information about local destinations, restaurants, hotels, gas stations, and a few other points of interest along the way. Many auto navigation systems have upgrade packages that allow you to purchase a subscription, which will provide you with up to the minute information about traffic, weather, and construction along your route. The subscription costs for these services may be a deterrent for the casual driver but will prove invaluable to those who rely on correct directions and being on time while traveling extensively through work.

Be sure that whenever you purchase a GPS or auto navigation system that the system you purchase is not only full upgradeable but also easily upgraded. It does no good to have a system that is capable of being upgraded if you can't figure out how to upgrade it. Many of these systems can be upgraded by using a something as simple as a CD or DVD in order to deliver the information and upgrades. If you can't upgrade your system it will become obsolete in time as new roads are constantly being made and old roads are often closed for construction and upgrades. If you do not have the latest data on roads you are essentially driving just as blindly as you would be without an auto navigation system.


Handheld Auto Navigation Systems


There are many different types of auto navigation systems. Among the many you will find those that come factory installed, those that are attached to the interior of your automobile through the use of suction cups, and still others that are handheld devices which can simply be installed by attaching a cord to your cars cigarette lighter. These devices don't offer quite the functionality and ease of use as some of the other (need I say pricier) types of navigational devices but you should not be fooled by features that you might not find all that useful in reality.

I'm a bargain hunter by nature. There really is nothing I can do to change my thrifty (some might say cheap) nature. I like having nice things but would like to get them while spending as little money in the process as possible. For this reason alone I decided to seriously consider some of the many handheld navigational tools on the market today.

There are many reasons I find these devices attractive. First of all, they suit many purposes. Not only are they useful when traveling by car (if you purchase the right software of course), they are also quite useful when taking your travels off road as well. You can use them four wheeling in the country, riding horses in wide open spaces, hiking in the hills and mountains, or when getting away by bike for the day. My personal favorite use for these nifty tools however is on the water. I'm a horrible navigator and a mapping handheld GPS is just the thing to keep me on track and on target.

I don't know about you, but I hate feeling as though I am completely and utterly lost. It is a frightening feeling that is only intensified whenever there are children on board during those lost moments in time. Only someone who has ever experienced that feeling while looking into the eyes of her babies and feeling so alone on top of being so lost can really understand. There simply aren't adequate words to describe the deep down inside fear that can take hold in situations such as this if allowed.

The best action to take is proactive. Avoid putting yourself in situations where you will feel lost. This of course, hasn't always been possible in the past. Having a navigational device on hand at all times can go such a long way towards alleviating that fear and calming any qualms someone may have about the need to travel to unfamiliar places at time. Since we must occasionally stray from the world we know, love, and are familiar with it is great to know that there are devices to help us find our way in many situations.

If you are looking for a great gift to give almost anyone on your Christmas list this year, a nice handheld GPS system with mapping capabilities is a great gift to give. Of course, you do not really need to wait until the holidays in order to give a gift such as this-especially if you are giving it to someone whose safety is of great importance to you. I think anyone who drives, bikes, boats, floats, hikes, or rows could find a great deal of use for tools such as this, particularly females who enjoy these activities and occasionally enjoy them alone. 

No matter what your specific needs in auto navigation systems may be, there are many systems that could suit them quite nicely. Take the time to study what is available and reconcile your needs with your budget in order to find the one that will work best for you. Handheld GPS systems with mapping abilities offer a highly affordable option along with some surprising extra features, which will make them attractive in and out of the automobile. Good luck in finding the perfect auto navigation system for you. It's out there somewhere.


Four Great Reasons to Buy an Auto Navigation System


If you are one of the many people around the United States of America and the world that has debated whether or not to purchase an auto navigation system for your vehicle perhaps this article can help you understand the major benefits of owning such a system. There are many benefits but there are four that seem to take precedence over all others. I believe you will find many of the four reasons quite compelling and may even change your mind about the need you and your family may have for a device such as this.

1) Safety. We live in a day and age where we can no longer rely on the kindness of strangers when it comes to stopping and asking for directions. Admitting you are lost to a stranger is sometimes more dangerous than actually being lost. Even in the modern day of cell phones there are areas in which even those can't be reliable and they aren't really much help if you have no idea where you are in order to get directions to begin with. Safety is an even greater issue if you are a female traveling either alone or with small children. You do not want to make yourself a target whenever you can avoid it. Having an auto navigation system can definitely salvage your trip despite wrong turns, detours, or bad directions to begin with.

2) Security. This goes along with safety to some degree but takes it one step further. Not only do you have and added degree of security from harm or the ill will of other men, you also have a layer of security when it comes to things such as getting to work, court, important meetings, job interviews, dates, or anniversaries on time. You will no longer have the worry of costly traffic delays, particularly if you subscribe to upgrade services, which provide minute-by-minute traffic analysis and areas to avoid. There is also the security of a lower stress commute to your destination even when you aren't certain of where you are going. Morning commutes are often filled with stress, adding uncertainty to that stress is not the best way to start off your day.

3) No more maps! This one is a huge bonus to me when it comes to my driving habits. I am not the most gifted reader of maps. In fact, I seemed to have received no gifts when it comes to that particular talent. My auto navigation system saves me the hassle of carting around multiple maps for long road trips while also providing the security of knowing I will not have forgotten an important one only to discover it is missing all too late.

4) Having the country at your fingertips. Literally! A good auto navigation system is like having a map to the entire country on hand at all times. Impromptu road trips are the word of the day and no longer require the painstaking planning of days long past. You can even get door-to-door directions to arrive safely and quickly at your destination.

Of course these are not the only reasons that buying an auto navigation system is a great idea, but the certainly make the decision a little easier. As the technology required for these systems evolves prices are dropping almost weekly. Now is the perfect time to buy a great navigation system for your car, truck, or SUV at a terrific price!


Different Types of Auto Navigation Systems


It is true that auto navigation systems installed by automakers look completely natural and integrated into the features of the vehicles we purchase. For that reason alone, many people opt to pay several times over what the system would have cost to have installed by someone other than the maker of the automobile. It is truly amazing how much of an impact aesthetics makes when it comes to purchasing your next dream car, or even your first dream car. The thing is, that even if the system doesn't seem to flow with the look of your car, there are very valid reasons for getting one in the first place and the safety and security that they provide travelers is very well worth the sacrifice of a few aesthetic features.

It isn't exactly necessary, however, to completely sacrifice aesthetics in order to have the safety and security that auto navigation systems provide. As a matter of fact, some of the most popular brands of these systems are actually installed to the car by use of suction cups rather than cutting into the dashboard or removing the ever so important stereo from your car, truck, or SUV. Keeping price conscious consumers in mind, manufacturers are offering many options well under the $500 benchmark while also affording consumers the luxury (or lower price, however you decide to call it) of installing these devices themselves.

It is important to remember that not all GPS (global positioning satellite) devices are meant to assist in auto navigation and make your purchase according to your specific needs. When shopping for one of these devices it would be comparing apples to oranges to compare a tool that is widely used for activities such as geo caching, hiking, biking, or boating. Each of these will bring in different price tags while offering greatly varied features. You need a device that is meant for mapping directions if you plan to use your device or system for driving.

I try to keep pointing out the fact that not all GPS or auto navigation systems are created equal this is very important to remember. You run the risk of purchasing the wrong system without proper planning and thus having a bad overall experience. Even among systems designed specifically for the automobile that offer mapping and navigation assistance there are different types that will appeal to different needs and uses. There are three types of auto navigation systems. Those three types of systems include: Navigation systems that are designed to stand alone, handheld systems that suit multiple purposes, and systems that are designed to work with laptops, PCs, pocket PCs, and PDA systems.

Each of the types of auto navigation systems and devices offers different benefits and drawbacks. It is ultimately up to you to decide which will suit your needs most. The stand-alone systems are often the most popular choice and are excellent for those who need driving directions and nothing more. They offer a steady power supply, turn by turn direction (in many cases), the security of being there at all times (no worry about whether or not you remembered to actually bring it along), and verbal directions along with landmarks that should let you know you are on the right path. There is a reason that these are the most popular.

For those who want to take their navigational tools off road on occasion other devices might be much better suited to your needs. Handheld devices often require additional software in order to work well with door-to-door types of directions or regular driving directions, however, they offer portability for those who wish to go biking, hiking, or kayaking and need the confidence that directions and navigational tools can provide. For those who have laptops or PDAs, the software that is available for these provide an excellent service when it comes to navigation both on and off roads and the beaten path. The cost is offset greatly if you already own your laptop or PDA and well worth a little extra investment, particularly if you will use this particular tool on a regular basis.

As I've said before, there is no perfect navigational solution for everyone, but there are quite a few that are nearly perfect for all who will dare to use them.

Choose a User Friendly Auto Navigation System


With so many options on the market when it comes to auto navigation systems how do you choose the one that will best suit your needs? This question may seem very simplistic; unfortunately the answer is not nearly as simple as the question. There are many things to consider when selecting a personal navigation system not the least of which is what purpose you will be using the system to achieve.

Many people consider auto navigation systems for their automobiles and no other purpose. The truth is that these devices can have many very practical uses in your every day life. If you are a person who spends a lot of time outdoors, you might find that a handheld GPS device with mapping capabilities is better suited to your personality and your needs than a stand-alone type of auto navigation system. The reason being that these devices can not only be used for turn-by-turn driving directions but also for off road travels, geocaching, boating, hiking, biking, and mountain climbing among many other popular activities. Handheld devices are perfect because they can be easily removed from your vehicle and taken along with you. The portability makes them perfect companions for just about any activity in which you choose to participate.

Many newer models of cars, trucks, and SUVs are coming equipped with in dash auto navigation systems. Don't for a second think you aren't paying for these glorious goodies. In fact, the chances are that you are paying quite the premium price for these lovely features and aren't even aware. The worst thing though is that if you are financing the cost of your car you are also financing the cost of your navigation system. If at all possible avoid getting into this situation unless you are particular enamored of the look of the in dash systems as they really offer no better coverage than you can find in many stand alone systems that you can easily install and cost significantly less. The thing to remember about these systems is that they are only good as long as you are in your car for the most part. You may find some that can last so many hours away from a power source (if you have a system that you've installed yourself rather than a factory installed system) but most of them aren't going to offer the greatest features for activities such as geocaching or fishing.

Before you buy, seriously consider and have in mind the activities for which you will use your device. Don't buy a device that charges for features that you aren't likely to use and avoid at all cost an interface that isn't easy to use. Remember you will be using this while on the road most of the time and you want a system that won't require a concentrated effort in order to operate. We have quite enough distractions to deal with while on the road without adding a difficult to operate auto navigation system.

Auto navigation systems are great to have when you need them and even at times when they simply come in handy though you could have survived without them. For me the security of knowing that I will never be truly lost again is well worth the investment I have made in mine, I honestly believe you will feel the same way about your system once you decide which one is best for you.


Auto Navigation Systems that use Laptops or PDAs


You may or may not be aware of the many options on today's market when it comes to auto navigation systems. Take my word for it there are now more options than ever before with new options appearing daily. Among the many options that are available for those of you who are interested in obtaining equipment that will assist you in finding your way on long and short trips there are options that can be used along with your laptop or PDA devices. If you currently own and use on a regular basis a laptop or PDA the software or other devices and receivers that are required in order to utilize your laptop as a GPS device aren't nearly as expensive as purchasing a stand alone auto navigation system.

In fact, as far as money savers go, this is a great way to save money on your purchase and receive the same great benefits that some of the top of the line auto navigation systems has to offer. You will find these types of devices that are geared towards as many different budgets as the actual stand alone systems. Some of the more popular of these tools include the following:

1) US Global Sat BU-353 USB port GPS Receiver. This nifty device costs less than $100 and allows you to turn your laptop or pc into a GPS. This is a great feature for finding directions and attaches to your laptop through the USB port.

2) DeLorme Earthmate LT-20 GPS. This is also a little less than $100 and gives your laptop fully functional navigation features. This not only works with laptops but also with Palm OS. You will experience rapid satellite acquisition and you have the Street Atlas software to guide you towards your destination. The software is included with the Earthmate. This software will even recalculate your directions should you miss a turn along the way. For the price, I highly recommend this if you have a PDA or laptop already.

3)  DeLorme Earthmate Blue Logger Bluetooth Wireless GPS. This is another nifty tool by DeLorme. This device will allow you to receive a real time image of your location but requires an unobstructed view of the sky in order to accurately record its current position. This device also works with Street Atlas software in order to assist you in charting your course and giving proper driving directions.

4) Tom Tom Navigator 6 Bluetooth. If you are looking for feature rich navigation then this is certainly the tool for you. This is useful with laptops and Palm systems. Not only will you find mapping technology that is quite superior but you will also find useful things such as parking garages, fueling stations, and restaurants along the way.

You will notice a great variety of prices and features with these devices. The important thing to remember is that you want the same or better features for less with this type of equipment since you are providing either the laptop or the PDA. If you already have the laptop or PDA you should be able to save a tremendous amount of money over the costs of purchasing a stand-alone auto navigation system. If you aren't getting an incredible bargain you might want to debate whether or not the system you opt for really is the best system for you.

Perhaps the most important thing to keep in mind is the fact that your laptop or PDA can become an important tool in keeping you on the right track when traveling. You may be one of the lucky few who has never gotten lost while traveling (or one of those who refuses to believe they are lost) however, if you aren't then perhaps it is time to seriously invest in either software, equipment, or devices that can help you find your way whenever you are lost. Laptop and PDA equipment offer great alternatives for those who need navigational assistance but need to remain within a strict budget.


Auto Navigation Systems Offer Unparalleled Assistance


In this day and age of personal assistants, personal shoppers, personal chefs, and all too personal personals it only makes sense that now we have what is jokingly (in many cases) referred to as a personal navigator. Many newer cars, particularly luxury models, are beginning to offer auto navigation systems to drivers as incentives to purchase or as part of luxury packages and upgrades. The idea of that little extra security and luxury is quite appealing to many drivers, especially those of us who could get lost in the mall parking lot if exits weren't clearly marked.

The truth of the matter is that even if you elect not to pay the premium upgrade costs that car makers are adding to the price tag for the luxury of those devices it is quite possible to have the protection and peace of mind that auto navigation systems afford drivers on even the most meager of driving budgets. Facts are facts and getting lost costs time and money while stopping to ask for directions is a risk in and of itself. If you spend a lot of time on the road you really can't afford not to have some sort of navigational device to assist you in getting safely and securely to your next destination.

If the fact that you can purchase these devices rather inexpensively isn't enticing enough for you, I should add that most are quite simple to install yourself. Many of them require nothing more than the ability to stick a suction cup to your windshield and plug an adapter into a cigarette lighter. I did mention that installation was simple didn't I? For those who would rather have a more elegant look in their automobiles you are perfectly free to pay a lot more for an in dash system and installation by professionals. You can occasionally get a good deal on installation if you purchase an auto navigation system from certain retailers.

You should keep in mind however, that in dash systems tend to cost a great deal more than those you install yourself and you can't take them with you when you sell or trade the car. For these kinds of systems you need to consider the value to you verses the value improvement to your vehicle. Will the in dash system raise the value of your car when you are ready to trade in your car or will it make no real difference in the value of you car? If the answer to that is no, then it may be a poor decision from a financial point of view. However, if having a system that isn't part of the dash will lower your perceived value of your automobile then it is a worthy investment. Ultimately, you are the only one that can determine whether this is worth the price and the investment.

If you decide not to go with an in dash auto navigation system you might be delighted to know that there are a world of options available to you. Not only do you have the stand-alone navigation systems that are already loaded with all the data and information necessary to operate but you may also choose software and hardware that can be added to your PDA or laptop as well as handheld navigational units that can be upgraded to operate as mapping units in addition to basic GPS units.

When all is said and done you must decide which type of auto navigation system you want for your car and your lifestyle. Decide what your actual navigation assistance needs are and choose the device and assistance that is best for your family. If you've ever been hopelessly and utterly lost I believe you will agree that there really is no price too great to pay in order to never experience that feeling again. I know I am perfectly willing to pay top price for my personal navigation assistant, though I will continue to search for the best possible bargain for my navigational dollar.

Auto Navigation Systems Meet Tough Competition-Lower Prices Ensue


More and more automobile manufacturers are electing to offer auto navigation systems as options and upgrades to their customers. Gone are the days when these convenient systems were only offered to those buying ultra luxury automobiles. Today you can find these systems as standard upgrades on many vehicles that are in the middle of the price range. Even vehicles such as the Ford Explorer are offering these systems to consumers as part of an upgrade package that is fairly standard.

If you happen to be wondering why we are seeing these options more and more often on fairly standard automobiles within reasonable price ranges it is because the technology, which was once cutting edge is now more commonly made and as a result falling victim to the old adage of supply and demand. More companies are making auto navigation systems, which means they are pricing them more competitively, this is a win-win situation for consumers who travel often but found the luxury car price tag that once went along with the auto navigation systems to be more than a little restrictive.

Consumers are also electing to have auto navigation systems installed in their automobiles at the retail level. Some stores offer these systems and discounts on their installation to savvy consumers. It's quite possible to get a much better deal doing it this way for many and you manage not to pay the hefty interest costs that are associated with financing automobiles. Having your own system installed allows you a much greater degree of choice when it comes to not only the price but also the bells and whistles that come along with your navigation system.

While it is fairly safe to say that not every driver will need the top of the line system, it is a good idea to get a fairly decent quality system that can at least provide you up to date information about the route upon which you are traveling. Most of us spend many of our days hurrying off from one point to another and are well aware that every minute counts. A good quality auto navigation system is one that will save you precious minutes during traffic delays, detours, and when faced with unexpected road construction. You may also be delighted to find that your navigation system can on occasion show you a much quicker route to your destination than you may have anticipated.

While manufacturers are offering auto navigation systems to automobile consumers as an upgrade and for an added cost, check the pros and cons before deciding to go that route with installation. In this day and age of comparative shopping, ad match programs, and high competition it is very possible to find a much better deal outside the confines of your automobile dealership. You can find many that offer deeply discounted or free installation of their products, which will look as good as if it were factory installed if that is a concern (and for many it is a major concern). You should learn all you can about the particular model of auto navigation system a particular car maker uses and all of the features that come along with it in addition to any monthly fees that may be associated with the service.

Auto navigation systems that offer no subscription fees may have fewer bells and whistles but may be completely adequate for your personal needs. Only you can decide which will be best suited to your needs. Some find the peace of mind that comes with knowing you have up to the minute and accurate (according to some manufacturers) information about road conditions, closures, detours, and routes is worth the monthly fee that is associated with owning the device and receiving the service. Ultimately you alone must decide whether or not one of these systems would be a wise investment and how much system you want for your money. I personally find that the very peace of mind they provide when traveling is well worth the price.

Auto Navigation Systems have Many Talents


Today's auto navigation systems aren't just for the car, truck, or SUV. More and more manufacturers are discovering that offering drivers the option of taking their navigation systems off road is an incredible boon to sales. With this realization they are delivering on many levels previously unheard of. There are even GPS and navigation systems that are designed in order to assist in finding a great catch. Perfect for the fisherman in your life.

Seriously if you're looking for creative ways in which to justify the expenditure of an auto navigation system, perhaps the following activities and ideas can help:

1) Biking. Biking isn't limited to sidewalks and roadsides any more. People are becoming much more adventurous and demanding of their bicycle travel today and taking the tour off road. This means that there isn't always a clearly defined path to guide you to your destination or even to find your way back to civilization. A good GPS or auto navigation system can help you find your way back home no matter how far you've strayed.

2) Geo Cashing. This is a relatively new pass time activity that seems to be taking on a life of its own. For those who enjoy this activity I am sure you are well aware that it occasionally takes you well away from the ordinary beaten path. Not all of us are as observant as we should be while looking for something and discover all too late that we have no real clue as to how to get back to the point we began. You will use your GPS system for the purpose of geo caching, but if you purchase a minor upgrade you can also use it to guide you back to your point of origin should you find yourself lost in the woods.

3) Hunting. There is no rule anywhere that even remotely indicates a necessity for navigational skills in order to make an excellent hunter. In fact, I've known more than a few hunters who have a difficult time finding their way home some days. For these fellows and femmes, there is hope and a way to save face. Navigational assistance is a great way to discover where you are, where you've been, and get your where you want to go.

4) Boating. If you've ever been in the open sea I'm sure you'll understand what I am saying when I say it is very easy to become disoriented as to where you are headed. Now, those who are seasoned at navigation will tell you it's a piece of cake. I'm here to tell you that they must have learned it at their daddy's knee because I certainly tried to learn as an adult and it still seems completely Greek to me (of course, perhaps it is, I've heard that the Greeks are phenomenal sailors). Regardless, GPS and auto navigation systems can make your journey by sea a much safer experience while helping insure that you reach your destination, preferably without incident with any sandbars in the region.

By car, land, bike, and sea auto navigation systems have a great deal to offer the savvy consumer. Take the time to study the many options for GPS equipment and find the one that will suit the inner explorer in you. You will find it is well worth the investment if you use it often and use it well.


Auto Navigation Systems are not One-Size-Fits-All


Have you ever gone for a long country ride with a man who simply did not believe in getting lost? It happens and often results in hours and hours of driving by the same tree or creek twice and a desperate fear of running out of gas miles away from civilization. At least that was always the case for me. I am not afraid of adventure or trying new things. At least not for the most part, I am however, deathly afraid of being in situations where I have no idea where I am or how far I am from familiar places and things.

I grew up in a little town off I-55. No matter how far from home I am, I always feel safe if I am on I-55 because it is familiar. I know this road. I may not know this particular stretch of road, but I know that if I remain on this road, it will lead me home. There is safety and comfort in that knowledge. This same sort of safety and comfort can now be bought. It is called an auto navigation system and will always tell you which road leads home. That for me is a feature that is truly priceless.

Auto navigation systems are becoming much more common as people are practically living in their automobiles. We bring our work into our cars; our kids sports, lives, friends, and family go along for the ride. Knowing that our children and their safety depend largely upon our ability to get from point A to point B without getting lost somewhere in between or taking a decidedly wrong turn makes the decision to purchase a vehicle with an auto navigation system a much easier decision. The good news though is that you don't have to go out and buy a new car, truck, or SUV in order to get a very decent auto navigation system.

There are many systems on the market today. With the numerous systems available are plenty of options that will suit all manner of budget as well as the innate desire that men (and some women) are well known for: a desire to have plenty of buttons to push and play with. More and more of the systems offer much more than simple directions. Many offer turn-by-turn instructions while others promise a truly intuitive navigational experience. Regardless of what type of system floats your boat or of whether you prefer the bare bones system that will simply get the job done, there is a system that is probably very well suited to your desires and your temperament.

Many drivers today are finding increased uses for their navigational systems. Some of these uses include: traffic pile ups, weather delays, wrecks, detours, road construction, high traffic areas that are best to avoid, or even simple door-to-door driving directions are sometimes in order. Most auto navigation systems are outstanding in any of the above situations. It is important, however to remember that not all systems are created equal. You need to have a list of expectations and talk with a reliable and reputable dealer to see which device or system would best suit your specific needs.

You should also keep in mind that while a system might not be the right system for your needs doesn't mean it wouldn't be the ideal system for someone else you know or love. We all have different needs, desires, and tastes. Don't push the system you purchased on others as it may not be the best suited for them while it works wonderfully for you. This is another reason that it is important to study the various systems available and make an informed decision from the start. The fact that one system doesn't meet your requirements doesn't mean that no system will. Take the time to find the best system for your needs from the beginning in order to be a truly satisfied customer.


Auto Navigation Systems are Great Tools for Geocaching


Geocaching is an excellent way to maximize your use of a handheld auto navigation system. There are so many wonderful activities and events you can use your system for and geocaching is a way of combining many activities into one use or event. In addition to being a great way to get out and see the world this is a great way to work physical fitness into your fun regimen. The reason is that there is generally some degree of work involved in finding your hidden treasures.

So what exactly is geocaching? Glad you asked. This is a sport really, kind of like a fox hunt without the dogs and foxes. Seriously, it is a merry chase in search of a small token or treasure. The idea is that you take something, leave something, and make a note about it in the log. You use your GPS or handheld auto navigation system in order to find the treasure you are seeking. You find the caches and stashes by getting the coordinates from the Internet. This is a very popular pastime and you will find all kinds of spectacular prizes and goodies in the cache stash as well as phenomenal flops when it comes to prizes as well. All bets are off really, some stashers leave great goodies and others leave pranks or silly items. It is completely up to you which treasures you will leave behind (do keep in mind that this is often a family activity and keep your tokens family friendly as people of all ages enjoy the sport).

There are no hard and fast rules when it comes to geocaching and new games are created all the time to keep the fun alive and the sport much more interesting. Check the Internet for caches hidden in your area, you might be amazed at the vast number of treasures and treasure hunters that live near by. I always have a tendency to think of geocaching as my own form of treasure hunting. Not all caches are created equal but the thrill of the hunt is really what it's all about. There have been some incredibly zany and humorous caches in addition to the wonderful stashes of actual cash. Enter into this with the idea of having a lot of fun and you might be surprised at all the wonderful gifts and goodies you find. Be sure however to always leave something behind if you take an item.

Don't be deceived by the fact that you are using GPS or other auto navigation systems in order to find the stash, you may find yourself getting quite the orienteering workout. Not only will you need to climb, hike, or bike on occasion you may need specialized equipment such as scuba equipment or rock climbing equipment in order to reach some caches. You may even begin your own cache by finding a creative location in which to stash your trinkets and treasures and loading the coordinates to your local geocaching website. If you keep an eye on your stash you may find all manner of interesting goodies and ideas coming through.

Even if you haven't really considered how exciting it would be to go on a real treasure hunt since you were a child, isn't it about time you did? Geocaching is the modern day treasure hunt with a twist-rather than "X" marking the spot, you will find your way with beeps and blips.